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A checking account is a product you use everyday, where most of your transactions are made. CDC FCU accounts make money management easy and are tailored to fit your lifestyle. We offer five choices, which all have their advantages including online banking and nationwide ATM access. Each checking account, except Vista, comes with the following services:
· Nationwide ATM Access – www.cu24.com · 5 free foreign ATM transactions per month* · Free Internet Banking and PAL (Personal Access Line) · Courtesy Pay (Overdraft Protection) · Direct Deposit · e-Statements · Free Web Bill Pay with e-Statements · VISA Debit Card · Unlimited Check Writing · Annual Financial Check-up · Free Notary Service · Complimentary $1,000 Accidental Death and Dismemberment (AD&D) Insurance *Other financial institutions may charge a fee for using their ATM service. **A $25 minimum deposit is required to open all checking accounts, except Vista.
CDC FCU’s FREE checking account · No minimum balance requirement · No monthly service charge Choice Checking CDC FCU’s interest-bearing checking account · One free box of checks per year · Dividends are paid monthly on average daily balances of $1,500 or more Student Checking An excellent first checking account designed for students 23 years and younger · No minimum balance requirement · No monthly service charge · Dividends are paid monthly on average daily balances of $1,000 or more · First book of checks are free · Reduced Non-Sufficient Funds (NSF) · Automatic overdraft protection up to $500 (18 and older) · .25% loan discount on auto loans Vintage Checking A special program created for CDC FCU members who are 55 and over · Dividends earned monthly · No minimum balance requirement · No monthly service charge · Three free Money Orders per month · Three free Cashier’s Checks per month · One free box of checks per year · Free copies of paid checks upon request · Free copies of statements · Free Bond Coupon Redemption · Free Document Copy Services
Vista Checking An account designed for a fresh start for checking account users that may have gone off track with their finances at a previous time. With this account, you will receive a wide range of benefits to keep your checking benefits on-time and in-line.* Vista checking account holders will be eligible for other checking products are 12 months of satisfactorily meeting Vista account requirements. A few benefits you will receive include ATM card usage up to $100 per day, overdraft protection from your savings account, direct deposit from your employer, online banking services, monthly financial check-ups, and checkbook balancing assistance. *12 Non-Sufficient Funds (NSF) per year will result in account closure (no more than three in any given month). $12 per month service fee and a $50 opening deposit are required. Back to Top |
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