Personal Loan

Need extra cash to buy an engagement ring? How about unexpected expenses or a special purchase? A CDC FCU personal loan is a perfect loan for borrowing money and paying yourself back with the lowest possible finance charges. This option can help you pay for things up front if you're strapped for cash.

·         Secured and personal options available

·         Flexible payment options

·         Choose your payment due date

·         Fast application and same day closing process

·         Competitive rates and terms up to 48 months

·         Apply Online

If you're looking to consolidate credit card debt, we can help. Consider your credit union before going to a Credit Counseling Agency, where you may end up being charged a monthly "account management fee." Apply online or contact our Member Service Department today for a personal loan quote.
 

Tax-Wise Loan

Our Tax-Wise loan program may enable you to deduct the interest you pay from your Federal income taxes.

·         Loan is limited to a homeowner’s primary residence, but may be a house or condo

·         Contact your tax advisor to determine the portion of the interest on a Tax-wise loan, which may be deductible

·         Can be arranged even if there is already an equity loan on the property or a second mortgage

·         Fixed rate and fixed terms with equal monthly payments

·         Three-day right of recession applies

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