Credit Card Accounts

Looking for a credit card without an annual fee? At CDC FCU, we offer a variety of credit cards that earn you points without the added fees. CDC FCU's American Express credit card earns you points towards travel, retail purchases, gift certificates and more!

CDC FCU American Express Credit Card

No Annual Fee†
Earn 1 point for every $1 in net retail purchases
Redeem points for cash back, travel, merchandise, gift certificates or personal services
Exclusive access to the MyConcierge^SM service, a unique personal assistance service
Absolute fraud protection
Online access and 24-hour customer service
Net Access

†For information about the rates, fees, other costs, and benefits associated with the use of the card or to apply, click here and refer to the disclosures that accompany the online credit card application, or contact FIA Card Services, N.A. by calling 24-hours a day, 7-days a week to 1-800-545-7899. TTY users, please call 1-800-833-6262. This credit card program is issued and administered by FIA Card Services, N.A.

Net Access
Enjoy convenient member services without ever picking up a phone! The online center lets you perform the following functions:

View up-to-the-minute account activity
Make credit card payments
Access multiple card accounts under one login
Request copies of Cash Advance Checks
Make address and phone number changes
Request duplicate statements
Request credit line increases
Request additional or replacement cards
Request copies of Payment Checks
Request credit reference letter
Request personal identification number (PIN)
Add authorized user(s) to your account
Request additional Cash Advance Checks

Report a Lost or Stolen American Express Credit Card
Call (877) 388-6578, 24-hours a day, to report a lost or stolen card.

Important Phone Numbers and Addresses

Member Satisfaction(24-hour service) (800) 655-1491 – American Express
Member Satisfaction (24-hour service) (800) 362-6299 – VISA

Member Satisfaction(Hearing Impaired) (800) 346-3178 – American Express / VISA
Member Satisfaction (Spanish Speaking) (800) 778-6262 – American Express / VISA
Cirrus ATM Locator (800) 4-CIRRUS – Visa

Payment Address – American Express
FIA Card Services
P.O. Box 15019
Wilmington, DE 19850-5019

Billing Inquiries/Disputes – American Express
FIA Card Services
P.O. Box 15026
Wilmington, DE 19850-5026

This credit card program is issued and administered by FIA Card Services, N.A. VISA is a registered trademark of VISA International Service Association and is used by the issuer pursuant to license from VISA U.S.A. Inc.

American Express Credit Card

Apply Now!

Online Account Access

Once you have decided which card is right for you, click on "Apply Now" to go to our secure online credit card application. You can also apply in person at any CDC FCU branch office.