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CDC FCU Blog

When purchasing a house, why do I need an appraisal?

Posted in Borrowing Money on May 12, 2020

There’s a lot of paperwork involved when you buy a house. It usually starts out with a mortgage application and pre-qualifying to see how much you can spend on a new home. Then there’s the contract once you find the right house for you and your family. By the closing, many buyers feel overwhelmed by the paperwork and as if they’re signing their life away. That's perfectly normal, as buying a home is a complex process.

 

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CDC Federal Credit Union teams with Southern Auto Solutions bringing members an easier way to purchase a vehicle

Posted in Borrowing Money on May 4, 2020

Not that long ago, buying a new vehicle meant spending hours at a dealership. But today, there are other ways to buy a car. Ones that are much simpler and less stressful.

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How a Home Equity Line of Credit can be helpful

Posted in Borrowing Money on May 1, 2020

Money may be tight right now. And for some folks, even with the stimulus money, you may still need some extra cash to tide you over. If you own your home, then a Home Equity Line of Credit, aka as a HELOC, may be a good solution.

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Mother's Day is soon! How will you celebrate your mom this year

Posted in Beyond Finances on April 24, 2020

May is the month for Mother’s Day, and with all that’s going on in the world today, Mother’s Day may be a little bit different this year. But that doesn’t mean you can’t celebrate your mother and wish her well on her special day. 

 

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Just Graduated? How to Furnish Your Home on a Budget

Posted in Spending & Managing Money on April 22, 2020

In light of the pandemic, it was probably not the end of your college career that you envisioned, but even so, you’ve accomplished so much! You’re still graduating and ready to start your life as an “adult.” Congratulations! 

 

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Using your Home Equity Line of Credit for home renovations

Posted in Borrowing Money on April 15, 2020

Of the many uses of a home equity line of credit or HELOC, home renovations/home improvement is one of the most common uses. And now that you may be spending more time at home, you may have noticed that perhaps your family has outgrown your current space or it may be in need of updating. 

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We see you and we thank you!

Posted in Beyond Finances on April 6, 2020

We see you as you go to work and do your job for us, while we stay safe at home.

We see you. And we THANK YOU!!!

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COVID-19 and your finances. What should I do now?

Posted in Saving, Investing & Retiring on April 3, 2020

Just as we were in the midst of a somewhat robust economy and what many call a Bull Market, COVID-19 came to town, and what started as a threat to our health, has also wreaked havoc on our personal finances and our national economy.

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How the pandemic could create a new normal

Posted in Beyond Finances on April 3, 2020

It’s very likely many of the new ways of doing things will stay with us for the long haul, which could be a good thing. Here are just a few things we could be doing differently long after the pandemic is over.

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Things to do while 'sheltering in place'

Posted in Beyond Finances on April 3, 2020

We all may find we have way more time on our hands. What can we do to fill that time and still feel productive? Here are a few ideas for you and your family.

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