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CDC FCU Blog

Considering an alternative fuel vehicle for your next purchase? Here are some things to consider

Posted in Borrowing Money on July 25, 2019

Many years ago when one thought about the future of vehicles, perhaps many envisioned a scene from the popular futuristic cartoon, The Jetsons, with spaceship-like, personal vehicles zipping through the sky. But we all know that hasn’t happened…yet. However, we have made some strides when it comes to alternative fuel vehicles.

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It’s time to get ready for back to school How to fit the cost of ‘back to school’ in your budget

Posted in Spending & Managing Money on July 1, 2019

It seems the summer just got started and it’s time to talk about going back to school. Over the next few weeks, parents and their students will be getting ready for the first day of the school year. As a parent, have you ever thought about what it really costs to get your kids back to school?

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How can you beat the summer heat? Water balloons can help, but play it safe

Posted in Beyond Finances on June 28, 2019

If you’ve ever spent a summer in the Atlanta area, you know how very hot Atlanta summers can get. But what can you do to beat the heat? If you’re not near a pool or other body of water, you’re options may be limited. But there is an option – fun and refreshing water balloons!

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We all know paying for college can be expensive Here are some ways to pay for school without breaking the bank

Posted in Spending & Managing Money on June 26, 2019

One day you’re holding your new born baby and the next thing you know that same child is graduating high school and going off to college. The time goes by fast. And we all know how astronomical the cost of college can be, but the last thing we as parents want to do is saddle our kids with a large sum of debt as they’re launching into the new world of adulting. So what are students and parents to do?

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Thinking about refinancing your mortgage? Here are some reasons you might consider it

Posted in Borrowing Money on June 24, 2019

Refinancing is when a homeowner gets a new mortgage to replace a current one. The goal of refinancing is usually to get a better term or a better rate. During the process the original loan is paid off and a new loan is established.

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The right time to retire isn’t always obvious And sometimes you have to bridge an income gap

Posted in Saving, Investing & Retiring on May 31, 2019

The majority of us will at some point face the question of when it’s time to retire. And while the question seems like a simple one, oftentimes the answer is not so easy. And then there are times when the decision is made for you and you end up having to retire early with an unplanned income gap in your retirement. 

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CDC Federal Credit Union teams with Atlanta Business Chronicle to honor those in the health care industry. 2019 Healthcare Heroes Awards recognizes this year’s honorees

Posted in Beyond Finances on May 23, 2019

They live among us. They could be a parent of your son’s best friend, the person standing in the checkout line next to you, or your daughter’s softball coach. You may have even visited one. They take care of us when we’re sick and keep us healthy. In many cases, they even save lives. They are the doctors, nurses, physical therapists, dentists, ophthalmologists, researchers, innovators, and others who are committed and work diligently in the field of health and life sciences. They are the healthcare heroes.

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New car features. Which ones you need and which ones you don’t

Posted in Borrowing Money on May 23, 2019

Shopping for a new car can be complicated, especially when you're looking at the new car features. Getting the best price and good financing is always important, and we know new car features can add to the price. To help, here is a list of key features to consider as well as a few features you can skip so you're not paying for bells and whistles you don't need.   

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Thinking about buying a house or condo? Here are a few differences you may want to consider

Posted in Borrowing Money on May 23, 2019

If you’re looking to buy a home, you may be considering both single family homes in a subdivision and condominiums. But there are differences you should know when considering buying a single family detached home or a condo. Here are just a few differences to consider.

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Some investments can be risky and a volatile economy can add to that risk

Posted in Saving, Investing & Retiring on May 22, 2019

Here’s how you can add risk control in an uncertain economy

When you’re talking about investing, oftentimes there’s an element of risk, and when you add a volatile economy, the risk can increase. Risk management is key when it comes to making decisions in your investment portfolio.

Let’s look at some key factors when it comes to understanding risk control.

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