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CDC FCU Blog

Take some of the guesswork out of buying a home. Here’s what you can expect during the home buying process

Posted in Borrowing Money on March 1, 2019

So you’re done with renting and planning to purchase a home. But how can you prepare for making one of the biggest, if not the biggest purchase of your life. Frankly, it can be exciting, emotional, and stressful, all at the same time. And between closing and moving, it’s a lot to deal with in a fairly short amount of time. It will help if you stay organized, proactive, and approach most everything based on facts. Here’s a list of things you can expect during the process.

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Love your finances (again)

Posted in Spending & Managing Money on February 4, 2019

Perhaps years ago everything was going smoothly. Your bank account was full and so was your life. During that time, money was your friend. But something happened along the way and your finances have become more of a chore and a hindrance, and  money and the notion of finances got a bad rap.

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Recognizing those who make a difference - CDC FCU teams with Atlanta Business Chronicle for the Health Care Heroes Awards

Posted in Beyond Finances on February 4, 2019

For about 70 years now, CDC Federal Credit Union has been the financial institution for members in the health-life science sector providing members with exemplary service. But as a credit union, we also recognize that it’s the members who have kept the institution strong and is the backbone of the organization. Because of this, CDC Federal Credit Union wanted to find a unique and special way to recognize some of those people in the health-life science industry who have made a difference in the field and in the lives of so many others.

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Choosing a tax preparer

Posted in Spending & Managing Money on February 1, 2019

It seems we just celebrated and welcomed a new year and now it’s time to think about taxes. We all seem to dread it and procrastinate, but the truth is, it’s one of those things that usually isn’t too bad once you get started. Getting started is the hardest part!

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Tax Code Changes 2019

Posted in Spending & Managing Money on February 1, 2019

The tax code gets a bit of an overhaul each year, and with the changes, it can get confusing. No worries though, we'll walk you through everything you need to know for 2019. 

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Is debt consolidation right for you?

Posted in Borrowing Money on February 1, 2019

When you’re up to your eyeballs in debt, the one thing you may wish for is a blank slate. If you had the chance to wipe your slate clean and start over, things would be different. You can get there, but unless you win the lottery, it’s going to take some time.

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Creating a budget for the new year

Posted in Spending & Managing Money on December 31, 2018

As we head into the new year, it’s a good time for reflecting on last year – Was it overall a good year? Did you meet most of your goals? How were your finances? What did you get right and how could you improve? If you financially had a great year, then good for you! But if it wasn’t that great or you think it could’ve been better, then perhaps you need to create or revisit your budget.

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Accessing your accounts when traveling abroad

Posted in Protect Yourself on December 31, 2018

Many things have changed over the years, such as getting ready to travel. Years ago before you went out of town you would go to your financial institution to make sure you had enough cash and checks with you to get you through the trip. And remember Traveler’s Checks? Although they are still used today, many folks continue to use their preferred method of payment while they travel – a debit or credit card.

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The price of infertility

Posted in Borrowing Money on December 31, 2018

Having a family is a dream for many, and while most couples see that dream come true, for others the dream can seem unattainable. The reasons can vary, but for some it’s an issue of fertility.

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Ways to improve your credit score

Posted in Borrowing Money on December 31, 2018

A lot seems to be riding on one’s credit score these days. Right or wrong, jobs, insurance premiums, and borrowing power can all be determined using one’s credit score as one benchmark. With this in mind, you want to protect your score and make sure it’s as good as possible.

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