Did you know our members pay no intangible tax on Georgia properties? Banks, brokers and other mortgage companies are required to charge for this tax. As a not-for-profit, CDC Federal Credit Union can offer discounts like this along with competitive rates and lower fees. Whether you’re a first-time homebuyer, planning to refinance, or upgrading to a larger house, our passion for personal service will make the mortgage process as easy and stress-free as possible.

Buying a home

Buying a home can be a complex and time consuming event, and is usually the most significant investment in your life. From picking the home of your dreams, meeting with the realtor, negotiating the sale, and ultimately moving in, there are a plethora of details to manage. Although we can’t help pick out paint, we have several types of home loans to offer that will fit within your budget and lifestyle. You find the house, and we’ll help make it your home.

Mortgage Types

Refinancing a home

5 Reasons to Refinance Your MortgageRefinancing your current mortgage can be a very effective cost saving strategy. Whether you want to lower your monthly payment or payoff your mortgage sooner, refinancing with a lower rate can help improve your financial health in the long run. For more on the benefits of refinancing your home loan, watch this video or contact one of our mortgage experts to discuss the best refinance option for you.

Mortgage Experts

We understand how important the home buying process is to you, which is why we’ll be with you every step of the way developing the best mortgage that fits your lifestyle. Discover the benefits of membership today; you’ll feel right at home as we put our mortgage services to work for you!

Martin Rucker 
Mortgage Loan Officer NMLS #499203
678-553-5310 | Email

Chandra Walter
Mortgage Loan Officer NMLS #807691
678-553-5407 | Email

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