These popular ARMS - also called 3/1, 5/1 or 7/1 mortgage loans- can offer the best of both worlds: lower interest rates (like ARMs) and a fixed payment for a longer period of time than most adjustable rate mortgages.  It's a good choice for people who expect to move (or refinance) before or shortly after the adjustment occurs.

Plus, our non-profit status allows us to waive Intangible Taxes on Georgia Properties, which banks, brokers and other mortgage companies will never do.

Ready to apply? You’ll need:

  • Social Security Number
  • Contact information
  • Employment information
  • Best estimates of income, assets and liabilities.

To complete your application we will need additional information.  In an effort to avoid any delays, please prepare the appropriate materials.  For a full list of materials click here.

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