These popular ARMS - also called 3/1, 5/1 or 7/1 mortgage loans- can offer the best of both worlds: lower interest rates (like ARMs) and a fixed payment for a longer period of time than most adjustable rate mortgages. It's a good choice for people who expect to move (or refinance) before or shortly after the adjustment occurs.
Plus, our non-profit status allows us to waive Intangible Taxes on Georgia Properties, which banks, brokers and other mortgage companies will never do.
Ready to apply? You’ll need:
- Social Security Number
- Contact information
- Employment information
- Best estimates of income, assets and liabilities.
To complete your application we will need additional information. In an effort to avoid any delays, please prepare the appropriate materials. For a full list of materials click here.