If you hold a high balance in a traditional savings account or checking account, your money may not be working as hard for you as it could. A money market account often earns better dividends than a typical checking or savings account, and gives you the flexibility of easy access, along with higher dividends. A money market account is a very good option for your emergency fund.

Many people choose a money market for the higher dividends combined with the availability of funds in an emergency without penalties. Money market accounts can be opened with as little as $1,000 and have five rate tiers to choose from. View rates.

Become a Member


  • Minimum average daily balance of $1,000 or more to earn dividends*
  • Earn higher rates as your money grows from $1,000 to $50,000+ (for higher balances)
  • Enjoy convenient, day-to-day access
  • No limits on withdrawal amount
  • First order of Money Market checks FREE!
  • **Up to six, third-party payment transfers per month

*If average daily balance drops below $1,000, then a $15.00 fee will be applied to your money market account per month.
**There are no restrictions or limits on the number or size of withdrawals done in person, by mail, or by telephone request. Up to six, third-party payment transfers are permitted in a given month. In excess of the six, third-party transfers will result in a $10 transaction fee.

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