Checking Accounts
Product Min. Balance to Open Acct. Dividend Rate Annual Percentage Yield*
Choice Checking $25 .01% .01%
Student Checking: up to age 23 $25 .01% .01%
Medallion Checking*** $25 .01% .01%
Simply Checking $25  N/A .00%
Vintage Checking $25 .01% .01%
Minimum Balance to Avoid Service Charge
Choice Checking: (a) minimum average daily balance of $1,500 in this account ($0.00 if under age 18); (b) aggregrate average balance of $5,000 or more in all deposit accounts within the same Member Information File (MIF); or (c) any consumer loan of $10,000 or more (includes car loan and installment) -otherwise, $15.00 per month.

**$0.00 if under age 18
***Medallion checking account closed to new depositors
Savings
Product Min. Balance to Open Acct. Dividend Rate Annual Percentage Yield*
Prime Share Savings $25 .03% .03%
Custom Share None .03% .03%
Money Market
($1,000-$2,499)
$1,000 .03% .03%
Money Market
($2,500-$9,999)
$1,000 .03% .03%
Money Market
($10,000-$24,999)
$1,000 .03% .03%
Money Market
($25,000-$49,999)
$1,000 .03% .03%
Money Market
($50,000+)
$1,000 .05% .05%
Christmas Club $25 .03% .03%
Primary IRA None .03% .03%
**Prime Share Savings: (a) maintain an average daily balance of $25 or more ($0.00 if under age 18) otherwise $5 per month.
Money Market: If average daily balance drops below $1,000, then a $15.00 fee will be applied to your account per month.
Certificates
Term Min. Balance to Open Acct. Dividend Rate Annual Percentage Yield*
6-11 Months $ 1,000**** 0.05% 0.05%
12-23 Months $ 1,000**** 0.10% 0.10%
24-35 Months $ 1,000**** 0.20% 0.20%
36-47 Months $ 1,000**** 0.30% 0.30%
48-59 Months $ 1,000**** 0.50% 0.50%
60-84 Months $ 1,000**** 0.50% 0.50%
****$500 Minimum for Certificate Accounts Issued as an Individual Retirement Account (IRA) and Student Certificate Accounts age 18-23 ($250 if under age 18). Dividend period/Frequency of Compounding/Crediting: All monthly.

APY: APY = Annual Percentage Yield. APYs are accurate as of the first day of the current month and are subject to change. The assessment of any applicable fees will reduce the Annual Percentage Yield.Fees: Please refer to our Truth in Savings Disclosure to review the effect of fees that may be imposed. Early Withdrawal Penalties: A penalty may be imposed for withdrawals before the maturity of a certificate.

This Credit Union is Federally insured by the National Credit Union Administration. Federal regulations prohibit the payment of dividends in excess of available earnings. All rates are subject to change without notice. Ask to receive the Truth-in-Savings Disclosures for any of the above accounts.

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