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Money Market Account

A Money Market account is ideal for members who have larger balances and need limited access to their money. Money Market accounts earn higher dividends which will generate more savings.

If you hold a high balance in a traditional savings account or checking account, your money may not be working as hard for you as it could. A money market account often earns better dividends than a typical checking or savings account, and gives you the flexibility of easy access, along with higher dividends. A money market account is a very good option for your emergency fund.

Many people choose a money market for the higher dividends combined with the availability of funds in an emergency without penalties. Money market accounts can be opened with as little as $1,000 and have five rate tiers to choose from.

Become a Member


  • Minimum average daily balance of $1,000 or more to earn dividends*
  • Earn higher rates as your money grows from $1,000 to $50,000+ (for higher balances)
  • Enjoy convenient, day-to-day access
  • No limits on withdrawal amount
  • First order of Money Market checks FREE!
  • **Up to six, third-party payment transfers per month

*If average daily balance drops below $1,000, then a $15.00 fee will be applied to your money market account per month.

**There are no restrictions or limits on the number or size of withdrawals done in person, by mail, or by telephone request. Up to six, third-party payment transfers are permitted in a given month. In excess of the six, third-party transfers will result in a $10 transaction fee.