Skip to main content


Easily finance the things you need — when you need them

With the CDC Federal Credit Union Lifeline, you have an accessible, ready when you are, revolving line of credit that can be used to finance the things you need — when you need them! No more digging in the couch cushions.

Easily transfer funds from your Lifeline to your checking account, and simply swipe your debit card for the things you need! No one expects an emergency - but everyone could use a safety net. Not to mention, this option carries a much lower rate than your average credit card.

Apply for Lifeline Line of Credit

Lifeline features:

  • No application fee
  • Rates as low as Prime plus 2%
  • Minimum monthly payment of only 2% of the outstanding balance or $50, depending on which is greater. 
  • Variable interest rate
  • Can be used as overdraft protection

The loan application should take only a few minutes, and you will need the following items:

  • Valid Driver's license or passport
  • Member number
  • U. S. Social Security Number
  • U. S. citizenship or resident alien status
  • Current income & debt information

APR=Annual Percentage Rate. Applicants must qualify under normal underwriting guidelines. Rates may vary depending on loan and credit history. Terms and conditions are subject to change without further notice.