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An up-close view of the front wheel of a moving sports car.

Drive happy.Hit the open road.

Get on the road to saving with some of the lowest rates in town.

Auto Loans

Whether you're in the market for a new ride or looking to refinance your existing auto loan, there's never been a better time to trade in or trade up.

Unlock our suite of smart Auto Services including:

Additional Benefits

Not in the market for a new car? Trade in that high rate loan and refinance with us for a lower payment.

Need to add or update your insurance information? You can do so online by scanning the QR code below.

QR code for auto insurance webpage

Are you ready to get going? Apply online for an Auto Loan or fill out the form below to get started.

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*APR = Annual Percentage Rate. Rates are based on an evaluation of credit history, so your rate may differ. Applicants must qualify under normal underwriting guidelines. Rates shown are lowest rates available and may vary depending on loan type, term, applicant credit history and credit union relationship. A relationship discount is offered to all qualified borrowers who maintain an active CDC FCU checking account, debit card, direct deposit and automatic debit. Rates and terms are subject to change. Interest will continue to accrue during months you skip a payment. Payment example: 84 payments of $12.88 per $1,000 borrowed based upon a 2.25% APR.

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Contact Information
  2. e.g. yourname@domain.com
  3. e.g. (800) 245-9655
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Car Buying Services

Looking for quick, easy, and hassle-free options for purchasing your next car? With two auto buying services, we can eliminate the headache for you.

With Southern Auto Solutions, you have access to concierge style services. Leave haggling with the dealer to Dave and his staff. Southern Auto will act as your agent in finding your next perfect vehicle with their network of contacts in the Atlanta area. Contact David Dyer via email or at (678) 850-5957.

As an additional option, we have also partnered with Carvana in an effort to save you time and money. Carvana's 100% online process cuts out the middlemen, so you get a lower price from the start. No commissions, no pressure, and no hidden fees — saving you $1,400 on average compared to traditional dealerships.

Whichever option you choose, we'll work with you to find the perfect car with the perfect loan.