Rates are indications for 45 day lock-ins on single family, owner-occupied properties with loan to value ratio of 80% or less, for the applications filed using our Online Loan Application.
1Conventional (conforming) rate.
2Jumbo loans are those that are $510,400 and over.
3Conventional (conforming) 30 year fixed loan with no PMI.
4Conventional (conforming) 30 year fixed loan.
53% down and 5% down payment programs are available for qualified applicants. Please call for duplexes, second homes or unusual circumstances. Currently, we offer State of GA purchase financing for primary and secondary/vacation homes only. We offer cash out refinances, but for a State of GA primary residence only. At this time we do not offer mortgage financing for out of the State of GA nor investment property financing. Please note that rates, applicable discount points, and closing costs may change without notice. Call your Loan Officer if you have questions. Loans must be in our system in order to lock. Rates are subject to change at any time. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Rates above are based on a borrower with a credit score of 720 or higher.
Mortgage loan principal and interest payment example excluding taxes and insurance: 360 payments of $4.28 per $1,000 borrowed based upon a 3.125% APR.