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Auto Rewards Discounts

Best APR: A member with 11 year tenure, savings/checking account, previous or current loans, direct deposit and auto transfer from CDC FCU set up could get a member reward discount of 1.50%.

Auto Loan Rewards Discounts
Category	Rate Discount
2-10 Year Tenure	0.10%
11+ Tenure	0.20%
Multiple Accounts	0.10%
Multiple/Previous Loans	0.20%
Existing Direct Deposit	0.50%
Auto Transfer from CDC FCU Account	0.50%

New Auto

Best APR: A member with 11 year tenure, savings/checking account, previous or current loans, direct deposit and auto transfer from CDC FCU set up could get a member reward discount of 1.50%.

New Auto Rates
Term	APR^†	Best APR^†
0-24 Months	5.00%*	3.50%
25-48 Months	5.00%*	3.50%
49-60 Months	5.00%*	3.50%
61-72 Months	5.90%*	4.40%
73-84 Months	6.90%*	5.40%

Used Auto

Best APR: A member with 11 year tenure, savings/checking account, previous or current loans, direct deposit and auto transfer from CDC FCU set up could get a member reward discount of 1.50%.

Used Auto Rates
Term	APR^†	Best APR^†
0-24 Months	5.20%*	3.70%
25-48 Months	5.20%*	3.70%
49-60 Months	5.20%*	3.70%
61-72 Months	6.10%*	4.60%
73-84 Months	7.10%*	5.60%

New Recreational Vehicle

New Recreational Vehicle Rates
Term	APR^†
0-24 Months	5.55%*
25-48 Months	5.80%*
49-60 Months	6.30%*
61-72 Months	7.55%*
73-84 Months	8.55%*
85-120 Months	9.55%*
121-144 Months	10.55%*
145-180 Months	11.55%*

Used Recreational Vehicle

Used Recreational Vehicle Rates
Term	APR^†
0-24 Months	6.55%*
25-48 Months	6.80%*
49-60 Months	7.30%*
61-72 Months	8.55%*
73-84 Months	9.55%*
85-120 Months	10.55%*
121-144 Months	11.55%*
145-180 Months	12.55%*

New Motorcycle

New Motorcycle Rates
Term	APR^†
0-24 Months	5.80%*
25-48 Months	6.30%*
49-60 Months	6.80%*
61-72 Months	7.30%*

Used Motorcycle

Used Motorcycle Rates
Term	APR^†
0-24 Months	6.80%*
25-48 Months	7.30%*
49-60 Months	7.80%*
61-72 Months	8.30%*

Personal Loan

Personal Loan Rates
Term	APR^†
0-12 Months	11.00%*
13-24 Months	11.00%*
25-36 Months	12.00%*
37-48 Months	12.00%*
49-60 Months	14.50%*