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Rates

Loan Rates

New Auto
Term Annual Percentage Rate
0-24 Months 1.90%*
25-48 Months 2.90%*
49-60 Months 2.90%*
61-72 Months 3.90%*
73-84 Months 5.40%*
Used Auto
Term Annual Percentage Rate
0-24 Months 2.90%*
25-48 Months 3.90%*
49-60 Months 3.90%*
61-72 Months 4.90%*
73-84 Months 6.40%*
New Recreational Vehicle (Boats, RVs, Campers, ATVs, etc)
Term Annual Percentage Rate
0-24 Months 4.80%*
25-48 Months 5.05%*
49-60 Months 5.55%*
61-72 Months 6.80%*
73-84 Months 7.80%*
85-120 Months 8.80%*
121-144 Months 9.80%*
145-180 Months 10.80%*
Used Recreational Vehicle (Boats, RVs, Campers, ATVs, etc)
Term Annual Percentage Rate
0-24 Months 5.80%*
25-48 Months 6.05%*
49-60 Months 6.55%*
61-72 Months 7.80%*
73-84 Months 8.80%*
85-120 Months 9.80%*
121-144 Months 10.80%*
145-180 Months 11.80%*
New Motorcycle
Term Annual Percentage Rate
0-24 Months 5.05%*
25-48 Months 5.55%*
49-60 Months 6.05%*
61-72 Months 6.55%*
Used Motorcycle
Term Annual Percentage Rate
0-24 Months 6.05%*
25-48 Months 6.55%*
49-60 Months 7.05%*
61-72 Months 8.05%*
Personal Loan
Term Annual Percentage Rate
0-12 Months 5.50%*
13-24 Months 6.50%*
25-36 Months 7.50%*
37-48 Months 7.50%*

*Rates are based on an evaluation of credit history, so your rate may differ.

Applicants must qualify under normal underwriting guidelines. Rates shown are lowest rates available and may vary depending on loan type, term, applicant credit history, and credit union relationship. A relationship discount is offered to all qualified borrowers who maintain an active CDC FCU checking account, debit card, direct deposit, and automatic debit. Rates and terms are subject to change.

Vehicle loan payment example: New auto loan of $20,000 for four years at 1.99% APR will have a monthly payment of $433.82. Taxes and insurance not included. Refinancing is not available for existing CDC FCU vehicle loans.

Personal loan payment example: Personal loan of $5,000 for two years at 9.50% APR will have a monthly payment of $229.57.