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Youth Accounts

Kids Club Account

An account for kids that helps develop good financial health early in life. The Kids Club Account is a fun and creative way to save for your child’s future and instill good financial lessons at a young age.

Youth Bundle packaging picturing plush animals

Youth Bundle

Saving for their future has never been easier

FREE Plush Piggy Bank and $5 worth of coins with our Youth Bundle!

Of course, saving money isn’t the first thing that comes to mind when you have children. You’re preoccupied with their health and safety, soccer games, the school play or enjoying a family weekend together. By starting to save as early in life as possible, you’ll have the opportunity to earn more on your money for a longer period of time. Money will always be important in your children’s lives, no matter how old they are.

Our Youth Bundle, offered exclusively to our credit union members, provides you with the basic tools to start saving for your children from the day they’re born until the day they leave for college.

The CDC Federal Credit Union Youth Bundle features:

  • Lifetime membership with CDC Federal Credit Union
    Once you’re a member of CDC Federal Credit Union, you’re a member for life. The benefits of credit union membership will be available to you no matter where you work or live.
  • Savings Account
    Our Prime Share account represents your “share” in the credit union.
  • FREE Coin Counting
    We offer free coin counting for kids so you don’t have to count the money. Of course, it’s fun for your children to save it and count it in a piggy bank. But, just in case you’re off a few nickels or dimes, we’ll count it for you.
  • FREE Investment Services Consultation
    Help your child retire a millionaire! Speak one-on-one with our Investment Services Advisor about the various investment options for your children.
  • FREE plush bank and $5 worth of coins
    A great place to store your money until you’re ready to bring it to the credit union. You can even bring your money in the actual piggy bank itself and we’ll help you count it. If you don't have any coin to count yet, not to worry! We'll give you $5 worth of coins to start you off. 
  • Kid-Friendly Books for Finances
    Visit any bookstore to find information on children’s finances. Here are a few we found that might be helpful for different age groups:
    • Ages 1 - 8: The Berenstain Bears Dollars and Sense By Stan and Jan Berenstain
    • Ages 9 - 12: The Everything Kids Money Book: Earn it, Save it and Watch it Grow! By Brette McWhorter Sember
    • Young Adult: Not Your Parents’ Money Book: Making, Saving and Spending Your Own Money. By Jean Chatzky and Erwin Haya

Applying for a savings account is easy:

You can apply for your savings account 24 hours a day, 7 days a week using our online application and you will receive a response within 24 hours (except weekends). If you prefer to speak with a representative in person, call 800-245-9655 or visit one of our convenient locations.

Member must open Prime Share Savings Accounts in order to receive plush piggy bank item, and be a legal guardian for custodial account. Actual plush piggy bank (estimated retail value of $8) may differ from advertised image. CDC Federal Credit Union reserves the right to discontinue Youth Bundle program at any time without notice.

Ourly

Managing your kid's allowance just got easier

Kids need jobs, too.

Have you ever tried chores and chore charts? Often parents find the task of getting their kids to do chores is more work than it seems worth. Ourly can take the stress out of this process. We want to provide you with a means to positively teach and engage with your kids about money and responsibility by contributing around the house. Ourly allows you to post the jobs with an allotted price for doing them, and your kids receive notifications of the job, do the job and send you a picture of the completed job. Then the money gets transferred to their account. If they don’t do the job, they don’t get the money. No more arguing. If they want the spending money, the jobs get done. How cool is that? Let Ourly help you and your kids!

Learn More About Ourly