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Youth Accounts

Kids Club Account

An account for kids that helps develop good financial health early in life. The Kids Club Account is a fun and creative way to save for your child’s future and instill good financial lessons at a young age.

Youth Bundle packaging picturing plush animals

Youth Bundle

Saving for their future has never been easier

FREE Plush Piggy Bank and $5 worth of coins with our Youth Bundle!

Of course, saving money isn’t the first thing that comes to mind when you have children. You’re preoccupied with their health and safety, soccer games, the school play or enjoying a family weekend together. By starting to save as early in life as possible, you’ll have the opportunity to earn more on your money for a longer period of time. Money will always be important in your children’s lives, no matter how old they are.

Our Youth Bundle provides you with the basic tools to start saving for your children from the day they’re born until the day they leave for college:

  • Lifetime membership with CDC Federal Credit Union
  • Savings Account
  • FREE plush bank
  • FREE Coin Counting
  • FREE Investment Services Consultation

Member must open Prime Share Savings Accounts in order to receive plush piggy bank item. Actual plush piggy bank (estimated retail value of $8) may differ from advertised image. CDC Federal Credit Union reserves the right to discontinue Youth Bundle program at any time without notice.

Next Generation Account

It’s time to discover the future of youth accounts! Designed exclusively for members under the age of 19, our Next Generation Account will help your child or grandchild build the foundation for good financial habits.

Account features include:

  • 3% APY* paid on deposits up to $5,000
  • No monthly service fees
  • Special gifts upon opening required primary share savings account.
  • Invitations to exclusive member parties and events

3%25 APY* up to $5,000. Revolutionizing youth accounts!

When you combine one of the highest rates in the nation with all these extras, you’ve got one powerful youth savings in our Next Generation Account!

Open an Account

*APY = Annual Percentage Yield. Exclusively for members under the age of 19. 3% APY paid on deposits up to $5,000. Restrictions apply. Speak to an associate for full details.


CDC FCU & Wallit. A great combination for managing your kids allowance.

Managing your kid's allowance just got easier

Kids need jobs, too.

Have you ever tried chores and chore charts? Often parents find the task of getting their kids to do chores is more work than it seems worth. Wallit can take the stress out of this process. We want to provide you with a means to positively teach and engage with your kids about money and responsibility by contributing around the house. Wallit allows you to post the jobs with an allotted price for doing them, and your kids receive notifications of the job, do the job and send you a picture of the completed job. Then the money gets transferred to their account. If they don’t do the job, they don’t get the money. No more arguing. If they want the spending money, the jobs get done. How cool is that? Let Wallit help you and your kids!

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